Here are some of the top reasons to use Google Sheets for managing your monthly budget: Google Sheets is one of the most popular and powerful tools for managing your personal budget. Boost your savings rate so that you can reach financial independence sooner.īenefits of using Google Sheets for managing your budget.Relieve stress and sleep better at night knowing your finances are under control.Understand your personal burn rate and build your emergency fund.Eliminate unnecessary expenses by taking control of your spending.Save for long-term goals like buying a car, saving a down payment for a house, and eventually retiring.Having a budget is important because it helps you to: Your budget is your map on the road to financial freedom. No matter how much money you earn each month, making and following a monthly budget is absolutely essential to building financial security for you and your family. With a zero-based budget, every dollar you earn is assigned to a specific budget category, which should include savings like retirement savings or savings to build your emergency fund. The zero-based budget is another popular budgeting strategy. On the Dashboard of this budget template, you can view the percentage breakdown of your average monthly spending by category to help follow the 50/30/20 rule. With this budgeting method, you target spending 50% of your after-tax income on needs, 30% on wants, and 20% on savings. The 50/30/20 budget is one of the most common percentage-based budgets. With a budget, you typically divide your income and expenses into categories, set a planned monthly amount for that category, and then measure your transactions over time to compare your actual finances against what you planned. The chart will update and show your monthly spending for that category over the course of the year.Ī budget is simply a plan for your personal income, spending, and savings over time. On the dashboard, you can scroll down to the Monthly spending for selected category chart and choose one of your spending categories from the dropdown.As you add transactions, the dashboard will automatically update, including the pie charts for income and expenses.Make sure to choose a category from the dropdown for each transaction. In the month sheet, add all of your expense transactions for the month in the Monthly Expenses panel and add all of your income transactions for the month in the Monthly Income panel.Next, navigate to the monthly Income & Expenses sheet by clicking on the tabs at the bottom with the correct month name.Then, add up to 10 income categories and enter your estimated monthly income in each category.Start in the Dashboard by adding and editing up to 15 expense categories and your planned monthly spending in each category.The personal budget template will then appear in your Google account. In the Google Sheets window, click the Make A Copy button.Click the Download Budget Template button in the email, and then on the Gumroad product page, click on the link to save the budget template to your Google Account.You will immediately receive an email from Gumroad. On the next page, enter your email address and click Get.Go my Gumroad listing and click the I Want This button. How to download my personal budget template
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Exploit planets, navigate asteroid belts and overcome deep space dangers while handling interspecies relations to gain the upper hand. As the galactic ruler of your race you will lead your people into a procedurally-generated galaxy, exploring and expanding your space empire to greatness. In this eagerly anticipated sequel, the core mechanics have evolved to incorporate a turn-based strategic layer, featuring spectacular realtime battles. Customize your race for a unique experience, engage in deep diplomatic negotiations, research hundreds of different technologies (or maybe steal them with your spies), control strategic resources for the benefit of your empire, enslave enemy citizens, build armies of giant mechs, and so much more.StarDrive 2 is an exciting and evolutionary step forward for the StarDrive franchise. Earn money as you work through the challenges to unlock new ships and weapons. Play the special "Battle Arena" mode where you can get right to the action by designing ships and playing through story-based campaigns with your fleet.Encounter aliens, pirates, monsters, and ancient threats, most of whom will want to kill you, to benefit their own empires.Find and hire the many heroes in the game, and use them to explore the vast stories and intrigues hidden throughout the galaxy.Create lumbering assault ships laden with weapons and armour, nimble point defence frigates, long-range cruisers and massive battleships filled with fighter bays. Design custom spaceships with hundreds of different ship modules to choose from.Explore the galaxy, Expand your empire, Exploit the resources you find, and Exterminate your foes in a turn-based strategy layer, a real-time ship combat layer, and a turn-based tactical ground combat layer.StarDrive 2 is the 4X game that fans have been waiting years for. You’ll hire heroes to lead your forces as you conquer worlds, in turn-based tactical ground combat mode. You will design custom spaceships and deploy them into real-time battles with spectacular graphics and effects. In StarDrive 2 you will explore a vibrant galaxy filled with danger and intrigue in a deep turn-based strategy layer. StarDrive 2 is a turn-based 4X strategy game where the goal is to build an empire to span the stars. “The Unity engine really makes this game shine and it offers everything a 4X gamer is looking for.” Schedule in a meeting with publisher Iceberg Interactive by sending an email to Danitra Alomia are really looking forward to bringing a modern twist to the 4X games of old, to strategy gamers in the very near future,” said Iceberg Interactive CEO Erik Schreuder. Interested to see all that StarDrive 2 has to offer and/or to pick the developer’s brain? Appointments are available from 9 am -5 pm, Tuesday, March 3 to Friday, March 6. New StarDrive 2 screenshots are available HERE:Iceberg Interactive and StarDrive 2 developer Daniel DiCicco (aka Zero) will be hosting hands-on demos at The Marriott Marquis Hotel this upcoming week at GDC with exclusive preview code, video capture, assets and interview time. Publisher Iceberg Interactive has the game slotted for an Aprelease on Steam and various other digital platforms, with a boxed retail version to follow soon after. The turn-based 4X space-strategy title StarDrive 2 (PC, Mac and Linux) has gone through extensive Quality Assurance, and the remaining time will be dedicated to bug-fixing, polish, and incorporating various Steam features. Portland, Oregon-based developer Zero Sum Games announced that the eagerly anticipated sequel to its massive debut title StarDrive is now feature complete and has reached the final stages of its development. The key aspect during the development of these filters was to match the real thing as good as possible. 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Another race with a decent Constitution bonus but not much else to offer a Wizard. Elves take a -2 penalty to Constitution, but that's a typical trait of some spellcaster builds. The Dexterity and Intelligence bonuses make this an obvious choice. The Consitution buff is helpful, so if you put enough ability score points in Intelligence, this is possible but not an ideal choice. There are several variations on the Dhampir that include Intelligence buffs along with additional bonuses to other scores including Dexterity and Strength along with some extra Arcane Knowledge, making it a great choice for any build. The +2 Charisma is handy for future multiclass options and this race can use the Burning Arc spell once a day. The Heritage choice of Emberkin, or Peri-Blooded Aasimar, would make a fine Wizard with the +2 Intelligence buff. 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Touchscreen Accuracy – This is my biggest complaint thus far and echoed by other reviewers. While modders have done most of SI’s homework, here’s hoping that future updates and iterations will allow for it. Being able to see some of these players made it better for the visual experience. I am one of those few who enjoys that customization feature. Mods – As of now, SI does not allow any logo packs or picture packs to be installed in-game. This then leads to the question of “Should I buy it now or wait until then?” because it may be hard to justify buying this game twice in a year should SI release a new iteration this fall. The game came out of nowhere to be released near the end of the season meaning that there may be another 6 months (as Football Manager Handheld tends to release around October and November) before the next version arrives. 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The Day the World Stops Shopping: How Ending Consumerism Saves the Environment and Ourselves 'If you don't think that way,' he said at last, 'what kind of passion do you have for human life?” Kurokawa became speechless with awe at the brilliance of the deep-time vision. It's a green respite, where a sense of calm prevails and there's clean air for your lungs-and it is surrounded to the horizon on every side by the megalopolis of Toyko. Today the mature forest covers a slow-rising hill alongside Harajuku subway station. No one involved in the planning would live to see the final outcome. Over a hundred years, a broad-leaf woods of oak, chinquapin and camphor trees would rise to become an untended forest. The forester planned out the project in stages, beginning with a hundred thousand young trees that would be planted around the few existing pines. At the time, the area they selected was marshy farmland on the outskirts of the city. 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